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Is it the right time to invest via SIP?

Updated: Nov 7, 2023

While investing, a lot of us are worried, about whether/ not should one invest now, according to markets. Here's an interesting chart comparing SIP returns if you started SIP when markets are at peak vs. when markets hit bottom.


Source: Livemint research


Hence, there is no "Right Time" to start SIP. Best time is NOW.


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13 Comments


Daisy Jones
Daisy Jones
Nov 28, 2025

I believe that it can be a proper moment to begin with SIP in case you have long-term objectives and are not afraid of the fluctuations of the markets. Consistent investment will take the edge off volatility, and this will keep you on track even when you feel rocky about the headlines. It also allows you to make changes to the contributions as your plans or income vary. I have been studying financial planning in a similar fashion to how I research dissertation topics on inclusive education in inclusive education, and they both make me remember that time is not as important as consistency.

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William D barker
William D barker
Oct 10, 2025

it makes a good case that waiting for the “perfect moment” might not be necessary when investing via SIP. The comparison of returns is especially useful.

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Oct 01, 2025

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Aug 22, 2025

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