Only 3% of equity investors create wealth. Why? And who are those 3%
- Arpita Gupta

- Aug 25, 2023
- 1 min read
Updated: Aug 28, 2023
"Mutual fund sahi hai" proves true only for a small 3% of investors.
Here's what happens to the rest -
- 50% equity mutual fund investments get redeemed within a year (FY22-23)
- 73% within 2 years
- Only 3% of investments crossed 5 years.
- These 3% investors will create wealth.
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Time and Temperament > Intelligence and timing
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Source: Gurmeet Chaddha, Twitter handle




This blog hits hard with the reality that only a small percentage of equity investors actually create long-term wealth. Most people jump in for quick profits or follow market trends without understanding the fundamentals or having the patience to stay invested. It’s a perfect reminder that consistent learning, discipline, and emotional control matter more than luck in the stock market. I completely relate to this—it’s like how we need proper guidance to master anything complex. For example, students taking Online Android Assignment Help UK often perform better because they learn structured strategies rather than random trial and error. Investing works the same way—having the right knowledge and expert direction helps avoid short-term mistakes and focus on sustainable growth. Great insights…
This is such an interesting point. I totally agree that only a small percentage of investors actually manage to build real wealth. From my personal experience, those 3% are usually the ones who stay consistent, research deeply, and think long term instead of chasing quick profits. I’ve seen similar patterns while doing my dissertation research; it requires patience, analysis, and strategy, just like investing. Honestly, balancing my studies and market research was tough, so I even had to get some professional help and decided to do my dissertation for me through expert guidance. It really taught me that success, whether in investing or academics, comes from discipline, not luck.